On Earning : "Never depend on single income. Make investment to create a second source".
On Spending: "If you buy things you do not need, soon you will have to sell things you need".
On Savings: "Do not save what is left after spending, but spend what is left after saving".
On Taking Risk: "Do not test the depth of river with both feet".
On Investment: "Do not put all eggs in one basket".
On Expectations: "Honesty is very expensive. Do not expect it from cheap people".